Fintech solutions for the wealth management industry
Our solutions cover the central processes to facilitate the Asset Management of our clients _
Our solutions’ modules cover the entire wealth management life cycle of financial institutions’ clients_
We automate and digitalise the processes of reporting, advice and discretionary portfolio management, complying with the required regulations and business rules of our clients.

MULTI-CURRENCY

MULTI-CUSTODY

MULTI-COUNTRY

MULTI-LANGUAGE

MULTI-ENTITY
CORE

Core module that includes management of the bank’s users, clients and financial instruments
User administration: definitions of roles and permissions, access control, integration with LDAP
Hierarchy and client visibility
Client and group management
Administration of financial instrument master
Audit module
Entity configuration: look & feel, risk matrix, country, currencies, languages
ADVICE

Module that automates advisory processes ensuring regulatory processes
This module provides the functions needed to outline and generate investment proposals in line with the client’s profile and the risk, complexity and liquidity restrictions required by the regulations in force
Parametric generation of suitability, convenience and KYC test entirely configurable by the bank
Investment proposals generated based on model or tailor-made portfolios with continuous monitoring of investment suitability for the client based on their risk profile and the rules established by the bank
Generation of both multi-target and retirement financial planning proposals
Generation of proposal reports in PDF format and monitoring of recommendation status
The platform is ready to process the information on costs and expenses required by regulation
Traceability monitoring for all commercial actions carried out with clients through generation of events and records of their proceedings
Management of model portfolios and benchmarks by risk profile. Model portfolio reports can also be generated in PDF format
Regulatory and business controls applied to investment proposals: minimum investments, fund classes, MiFID, risk control, convenience, target audience, etc.
CNMV statements:
- T3: list of clients by investment profile pursuant to Spanish regulations
- T8: list of data concerning the investment and product proposals compiled for statements T8A, T8B and T8C
REPORTING

Module allowing managers to assess investment portfolio and generate value-added reports
Generation of value-added investment / account / client contract reports both on demand and periodically, including the following analyses:
- Reports for specific dates or comparing separate dates Ability to consolidate and disaggregate portfolio reports
- Details on positions and unrealised return
- Return performance over a period (MWR or TWR)
- Movements and transactions
- Return/risk
- Asset Allocation
- Performance & Risk Attribution
- Currency effect
- Ex post analysis of costs and expenses
Aggregate reports of all client investment portfolios with the ability to create a report on a group of clients or family unity both in web and PDF formatReports adapted entirely to the bank’s corporate image
Generation of configurable mass reports
Ability to calculate the success fees and/or management fees associated with the accounts
CNMV statements:
- T2: number of clients by service and segment
PORTFOLIO

Module for automating discretionary portfolio management
Generation of client position reports (ad hoc or mass)
Contract monitoring and management, risk control and alerts
Fee management and calculation
Management of model portfolios and benchmarks by risk profile. Model portfolio reports can also be generated in PDF format
MONITOR

Easy and intuitive module for monitoring business activity
Allows monitoring to be carried out on client portfolios as compared to their risk profile in order to boost business activity
Appointments and tasks: calendar where manager appointments and tasks can be managed. Can be integrated with Microsoft Outlook and Google Calendar
Campaigns and targets: campaigns and business targets generated and monitored centrally with the ability to generate warning
Different types of alerts generated on the platform: for client portfolios, products, renewing and updating suitability and convenience tests, portfolio risk control, CRM, etc.
Statistics: information for the bank’s supervisors or department managers to perform suitable monitoring
Watchlist: lists of financial products being followed by managers

CUSTOMER WEB
This module provides end customers with a web interface through which they can consult information on their portfolios, adapted to the entity’s look & feel.
With a simple click, customers can consult their returns and generate their own reports, if they so wish. They can also consult their suitability tests and investment proposals.
It is up to the bank to decide which customers it wants to offer this service by activating it through the administration module.

API MANAGER
The developer portal is our website where the API documentation is located. It is where developers can discover our APIs, learn how to use them, request access and test them.
It also has several SDKs in different programming languages to speed up third party development to integrate with our APIs interface.

DASHBOARD
This module intended for the bank’s supervisors or department managers allows aggregate information on all activity to be consulted in order to perform suitable monitoring.
It shows a series of KPIs at different levels via a user-friendly interface. They factor in everything from monitoring the bank’s clients to the performance of the wealth managed by the managers, commercial activity and conversion, management contracts, returns, etc.
Our clients
Our clients range from retail banking to private banking, financial advisors, securities companies, agencies, insurance companies, pension plan and investment fund managers.
We are present in Spain, our main market, Portugal, Mexico, Costa Rica, Panama, Colombia and Chile.
